Providing roof over the heads of all Indians is the motto of our government and we are here to talk about the next step taken in the direction of ‘Housing for All by 2022’. Recently, the government has made some amendments to the Pradhan Mantri Awaas Yojana-Gramin, which was earlier known as Indira Awas Yojana. This rural housing scheme looks forward to build one crore pucca houses over a period of three years at an estimated cost of 82,000 crores. This will be a great boost for the struggling rural economy. The revamped plan has already received government nod; it has started from April 1 and will continue till March 2018-19.
The scheme aims at offering financial assistance to the rural families for the construction of pucca houses. It applies to the families who do not own a house and also to those who live in extremely worn out homes. The assistance fund has also been enhanced from the previous time. Now it is increased from 70,000 to 1.2 lakh for homes to be built on the plains and from 75,000 to 1.3 lakh for hilly and difficult areas. The total expenditure in implementing the project will be 81,975 crores. The unit size of these houses is also increased to 25 sq metres from the existing 20 sq metres plus an additional area for a hygienic kitchen. The scheme will be implemented in all rural areas across India except Chandigarh and Delhi.
In a statement published by the Economic Times, one of the government officials said- “A house is an economic asset and contributes to upward social mobility with salutary impact on health and educational achievement”.
The scheme will be executed through the urban development ministry who will make sure that the impact occurs in two phases- construction and occupancy. Government has also authorized them to meet the additional financial requirement of Rs 21,975 crores by borrowing from NABARD which will be amortized after 2022 through budgetary allocations. The additional needs like building materials and bricks will be met through Mahatma Gandhi National Rural Employment Guarantee Scheme.
The unveiling further stated that the cost of these houses will be shared between the centre and the respective states in a ratio of 60:40. However, for the hilly areas it will be 90:10. Social, economic and caste backgrounds will be the three deciding factors for the beneficiaries. To make sure that the targets are achieved on time, a National Technical Scheme will also be there to provide support.
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