House Hunting? Get the Right Home Loan First!

Once you are sure that this is the right time to shift from a rented apartment to your own home, a whole new set of questions start popping up in your mind. Before making that property investment, choosing the right home loan is important. Nowadays, numerous financial corporations are providing home loan facilities to the customers and these loan products are also offered in varied specifications. In the midst of a plethora of home loan options, it is hard for the customer to choose the kind of loan that best suits his risk profile.House Hunting? Get the Right Home Loan First!

Before starting the home loan hunt, you should first analyse your own risk profile. Ask yourself whether you are in a position to commit to a long term repayment process. After you have properly analysed financial condition over the next ten years, consider the following factors to choose the right home loan: [Read more…]

Skyscrapers: The Future of Indian Real Estate

After the coming of Modi led government at the center, the urbanization drive in India has regained its lost pace. Better urban planning and development of ‘100 Smart Cities’ were the two key promises made by the government. A well-developed urban skyline will not only cater to the needs of dwellers but will also attract a great deal of foreign investment. According to a report, by the year 2050, India will have more than 400 million urban dwellers and so more will be the need of residential and commercial properties.
Skyscrapers: The Future of Indian Real EstateHowever, urbanization will require more land parcels. But the paucity of available land in the urban cities of India has come forward as one of the biggest challenges in this process. And when there is no space to grow on the land, the cities will develop vertically. High rise buildings will mark the future skyline of the metropolitan cities. Several high-rise residential projects are already in the pipeline. Lodha World One in Mumbai is going to be the world’s tallest residential tower at 423 metres.
[Read more…]

All You Need to Know about Investing at a Young Age

Are you thinking of making an investment but doubt that you are too young to do that? May be it’s time to give it a second thought. Real estate is one of the most preferred sectors where you can put your hard-earned money. Most of us think that we are not mature enough to make an investment. However, the younger you are while making your first investment, the more wealth you build for yourself.All You Need to Know about Investing at a Young AgeEven if you are only 27, you should start believing that the ‘old’ you is slowly creeping up. And it is only in this young age that you shoot for the stars. Though you have a lower disposable income at this age, a proper planning will surely help you achieve success.

Given below are a few points you should keep in mind before making a property investment at a young age: [Read more…]

Reasons Why You Should Invest Your Money in Real Estate

Reasons Why You Should Invest Your Money in Real Estate Purchasing a property for residential or commercial use may be a daunting task. But if you look at it as an investment it would emerge as the best purchase that you have made in a lifetime. Real estate is one of the least risky and most lucrative options of all investments. It can emerge as a source of regular income or a high return investment.

Here are a few reasons why you should consider investing in real estate.

High ROI- Investing in real estate leads to profitable turnouts in the future. The value of property has never gone down in India, it always appreciates. You cannot be sure whether the equities or mutual funds you have invested in are going to inflate in value in the coming time. But the returns on real estate investments are always rewarding. [Read more…]

High Net Worth Individuals of India Invest Half of their Wealth in Real Estate

High Net Worth Individuals of India Invest Half of their Wealth in Real EstateReal Estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full, and managed with reasonable care, it is about the safest investment in the world.”

This quote by Franklin D. Roosevelt precisely explains the importance of real estate as a lucrative investment option. According to the Knight Frank Wealth Report 2015, the ultra rich individuals of India invest half of their income in real estate. This is by far the highest figure across the globe, followed by Australians with an allocation of 42% of their net wealth in realty sector.

The real estate market of India has been developing at a rapid pace. The property values in metro cities has witnessed considerable appreciation in the last five years. Seeing the trend, High Net Worth Individuals (HNIs) prefer to buy a second home than investing in stock or bonds. More than 85% of the ultra rich individuals are contemplating over increasing their investment allocation in luxury residential property as the category is fastest growing. Putting their money into commercial property is also fetching them fruitful returns. [Read more…]