Guide to Transferring Your Property

During the life of a property, there comes a time when you have to pass it on to someone else. Many of you might think that we are talking about selling it. However, there are other ways, too, of transferring a property. A sale deed does not fit the picture when you want to transfer your property to your relatives. In this case, gift deed or relinquishment deed is the best way.

Guide to Transferring Your Property

Guide to Transferring Your Property

Basically, for lawful transfer of an immovable asset such as property, you need to get the gift deed registered with proper authority. So before you get any of these deeds drafted, you must know about the pros and cons of each of them. [Read more…]

Best Localities in NCR for Residential Property Investments

Buying property for profitable investments? Delhi/NCR is the best. Well-connected to major catchments of the city such as airports, Railway Stations, National Highways, Government and Private Hospitals, several locations in NCR are largely attracting investors from India and abroad. Gurgaon and Noida are great hubs for people looking for homes but they also make great investments for those who would otherwise end up buying builder flats in Delhi. Gurgaon and Noida have recently seen such tremendous development that they’ve stretched to include more investment worthy spots as compared to Delhi.

Best Localities in NCR for Residential Property Investments

Best Localities in NCR for Residential Property Investments

If you want to join the exclusive club of the investors, here are some hot-spots to choose from.

New Gurgaon- Located in Haryana, New Gurgaon is an investor’s paradise and the current focus of many developers. Owing to better connectivity via NH-8, Kundli-Palwal Expressway and Dwarka Expressway, this is the area which will give great dividends in the near future. A large number of projects in sectors 82 to 92 have come out as great option for investors. [Read more…]

Despite Demonetization Real Estate and Construction Industry Performed Well

Towards its end 2016 left a mixed bag of sentiments for the real estate sector. November the 8th was a historic day when PM Narendra Modi announced the demonetization of 500/1000 rupee notes which stopped being a legal tender to bring in a stop to black money. While the notification of RERA in several states brought cheers demonetization left the industry wondering about the consequences. However amongst all this chaos affordable housing segment showed considerable improvement.

Despite Demonetization Real Estate and Construction Industry Performed Well

Despite Demonetization Real Estate and Construction Industry Performed Well

Renowned developers offering a set of affordable property options continued to perform well in different markets. Despite all uncertainties related to demonetization and other reforms, affordable housing market did not show a downfall. The Real Estate market will definitely shed off dark clouds in 2017, especially the affordable housing segment. With demonetization a lot of money has come back into the banking system which is helping in lowering the banking rate and surely cheaper rates is more housing absorption. [Read more…]

Union Budget 2017-18: What Real Estate Expects?

Recovering from the tumbles of demonetization, the next thing that the real estate industry looks forward to is Union Budget 2017-18. With lowering of interest rates and transparency brought in by RERA, this year started on a good note, especially for the affordable housing sector. 2017 is supposed to be the year of institutionalization and strengthening of the buyer-builder bond along with a focus on increased affordability.

The real estate industry expects a lot from the Union Budget that is to be announced by Finance Minister Arun Jaitley on 1st February.

Let’s talk about the wish-list of real estate sector-

Tax Incentives for First-Time Buyers

The government is pacing up to bring more affordable housing benefits for homebuyers. Developers are already coming up with more low-cost inventory. Affordable housing schemes like Swabhimaan have also been launched to allow mid-segment buyers to buy their dream home in prime cities.

Union Budget 2017-18: What Real Estate Expects?

Union Budget 2017-18: What Real Estate Expects?

Providing income tax incentives to first-time homebuyers over and above these benefits will encourage more people to buy houses. Such changes in the tax slabs are pretty much on the cards that will allow young working class to look upto real estate as an avenue for investment as well as end-use. Higher savings can be allowed with reduction in stamp duty charges and increasing the tax deduction limit for housing loans. [Read more…]

Investors Clinic’s Initiative to Make Schools A Better Place for Students

Children are the future of a country and schools are the backbone. Imparting education to children and giving them several life lessons, schools happen to be the most important pillars of a nation. And we at Investors Clinic believe that these pillars should be strong.

There are several schools that do not get proper facilities- buildings are in dilapidated condition, children do not have access to clean drinking water and some also fall short of efficient teaching staff.

So, Investors Clinic took up the task of making schools a better place for children, starting with three schools-

  • Junior High School, Raipur, Sector 126, Noida

  • Primary School, Raipur, Sector 126 Noida

  • Primary School, Nangli Sakhpur, Sector 134, Noida

Investors Clinic Shubharambh

Investors Clinic Shubharambh

Investors Clinic decided to give a whole new look to these schools. Walls were painted in new colors, common areas were renovated to provide students a better place to get together, better sanitation facilities were provided in the form of toilets and proper drainage systems, and clean drinking water facilities were installed. Some employees of Investors Clinic also volunteered to teach these little children. [Read more…]

RERA and Demonetization Worked in Favour of Affordable Housing in NCR

Towards its end, year 2016 left a mixed bag of sentiments for the Indian Real Estate industry. While the notification of Real Estate Regulatory Act (RERA) in several states brought cheers, demonetization left the industry wondering about the consequences. However, amidst all this chaos, affordable housing segment showed considerable improvement.

RERA and Demonetization Worked in Favour of Affordable Housing in NCR

RERA and Demonetization Worked in Favour of Affordable Housing in NCR

Luxury real estate markets were substantially hit by demonetization and are now coping up. But meanwhile, renowned developers offering a set of affordable property options continued to perform well in different markets. Despite all uncertainties related to demonetization and other reforms, affordable housing market did not show a downfall. [Read more…]

Swabhimaan- Aapka Ghar, Aapka Sammaan

Owning a home is a matter of pride. You burn the midnight oil, work hard and compromise a lot of things to reach a respectable position in life. Now it’s time to have a place you can call ‘home’.

With stringent bank rules related to homeloans, and lengthy documentation formalities, it is not easy for everyone to buy a house. There are a number of people who are financially capable of owning a home but due to lack of proper documents like ITR, Income proof, etc., their loan applications get rejected.

Swabhimaan- Aapka Ghar, Aapka Sammaan

Swabhimaan- Aapka Ghar, Aapka Sammaan

To make ‘dream home’ a reality for everyone, Investors Clinic is coming up with a progressive initiative called Swabhimaan. The scheme is for all customers who do not have standard income proof or complete documentation for taking a home loan. It also includes persons drawing salary in cash or generating income in cash. The scheme offers considerable flexibility with respect to certain documentation requirement like income tax proofs, bank statement, etc. [Read more…]

Banks Slash Interest Rates; Home Loan Becomes Cheapest in Last 6 Years

The last two months of 2016 created much of a topsy-turvy situation for the country. Surprise demonetization by PM Modi left the entire nation in utter confusion as to what would be the consequences, especially for the real estate sector. And now that the wave has started subsiding and things are slowly coming back to normality, positive effects of demonetization on real estate can be seen already.

Banks Slash Interest Rates; Home Loan Becomes Cheapest in Last 6 Years

Banks Slash Interest Rates; Home Loan Becomes Cheapest in Last 6 Years

Much as predicted, home loan rates have been drastically cut down by major banks like SBI, Union Bank of India, PNB, State Bank of Travancore, IDBI Bank and Indian Overseas Bank. Home loan is expected to become cheapest over the last 6 years, as other banks will follow suit. SBI, being the largest lender, largely affects the lending scenario. It has cut down the effective rate from 9.10% to 8.6%. [Read more…]

Investors Clinic Unveiled as the New Owner of UP Dangal in Pro Wrestling League, Season 2

Investors Clinic has recently made it to the headlines for being the new owner of UP Franchise in Pro Wrestling League, Season 2. The team is appropriately named as ‘UP Dangal’ and consists of a great mix of national and international wrestlers. It includes famous national players who have represented the country in Olympics and Commonwealth games as well as international Olympians and medalist from countries like Cuba and Belarus.

Investors Clinic Unveiled as the New Owner of UP Dangal in Pro Wrestling League, Season 2

Investors Clinic Unveiled as the New Owner of UP Dangal in Pro Wrestling League, Season 2

Pro Wrestling League is an initiative by the Wrestling Federation of India and ProSportify and was launched for the first time in 2015. PWL is a commendable step to give ‘Kushti’ the respect it deserves and to popularize it on a global level. After a rousing success of PWL Season 1, they have again come out with a new season full of a fresh vigor and glory. [Read more…]

Q3 2016 Report: Market Stability Expected as Property Sales Exceed New Launches

The real estate market is one important segment where demand-supply gap has always been a matter of concern. After the recent demonetization move, certain speculative trends were seen in the market. Some said that the prices are going to see significant corrections while some opposed the idea. However, a recent report regarding the property market performance in the third quarter of 2016 was presented by JLL India, which told a completely different story leaning towards the brighter side.

Q3 2016 Report: Market Stability Expected as Property Sales Exceed New Launches

Q3 2016 Report: Market Stability Expected as Property Sales Exceed New Launches

For the first time after 2008, apartment sales on pan-India level have been higher than the number of new launches for the same period. In a market where oversupply had been a persistent problem, such great sales figures are very impressive. JLL suggested that the developers are aligning themselves to market realities and reducing inventory levels so that the prices remain stable. This is a mature step and reflects a new reality of the Indian real estate market. [Read more…]