Swabhimaan- Aapka Ghar, Aapka Sammaan

Owning a home is a matter of pride. You burn the midnight oil, work hard and compromise a lot of things to reach a respectable position in life. Now it’s time to have a place you can call ‘home’.

With stringent bank rules related to homeloans, and lengthy documentation formalities, it is not easy for everyone to buy a house. There are a number of people who are financially capable of owning a home but due to lack of proper documents like ITR, Income proof, etc., their loan applications get rejected.

Swabhimaan- Aapka Ghar, Aapka Sammaan

Swabhimaan- Aapka Ghar, Aapka Sammaan

To make ‘dream home’ a reality for everyone, Investors Clinic is coming up with a progressive initiative called Swabhimaan. The scheme is for all customers who do not have standard income proof or complete documentation for taking a home loan. It also includes persons drawing salary in cash or generating income in cash. The scheme offers considerable flexibility with respect to certain documentation requirement like income tax proofs, bank statement, etc. [Read more…]

Lifestyle Habits that Help You Save More Money

If you go by in life with the philosophy that ‘Money saved is Money earned’, you will probably end up rich! Money, the carter of all our lives, is like any other resource; if you conserve it for the right reasons at the right places, not only you but your future generations will reap the benefits of this frugal habit of yours. Try to seep in the below lifestyle changes in your day-to-day life and see if they bring an upward trend in your bank account.

Lifestyle Habits that Help You Save More Money

Lifestyle Habits that Help You Save More Money

  • Save Productive Hours of your Day: It is an age-old saying that ‘Time is Money’; many of us waste numerous fruitful hours of our day arguing or gossiping with merchants, colleagues, friends and family about irrelevant or small things rather than enjoying our professional and personal life and freeing up our brains to think about ideas which can be monetarily beneficial for us. Also, if you can then travel light i.e. by a motorbike or a bike rather than a car so that you cut on the fuel cost and the traffic time and save money!

[Read more…]

Sarjapur Road: The Best Luxury Home Destination in Bangalore

Sarjapur Road nestled in the southeast corner of Bangalore shelters the buzzing IT corridor of the city and so it is an ideal location for investors and end-users to go in for premium and luxury homes. It has proven to be an upward graph as far as returns on investments are concerned in Sarjapur.

Sarjapur Road: The Best Luxury Home Destination in Bangalore

Sarjapur Road: The Best Luxury Home Destination in Bangalore

There are a lot of famous developers who have come up with residential projects in Sarjapur. Some of the projects are the ultimate in luxury living. The reasons for Sarjapur Road becoming a hotspot in luxe living are listed below: [Read more…]

Are you too old to take a home loan?

Some financial institutions have banking practices which don’t allow home loans for mature borrowers. If you are 40, banks may sanction you a loan but cut down the borrowing tenure so that your home loan is paid back before your retiring age which is around 60 to 65 years. For those who have crossed the half century mark, there are no fixed rules or guidelines by banks to give out home loans.

Are you too old to take a home loan?

Are you too old to take a home loan?

So it certainly becomes difficult to get a home loan if you are middle-aged and to make it possible, you have to produce a lot of documentation and have a smart exit strategy to get an approval on your desired home loan. [Read more…]

Debunking Common Home Loan Myths

There is no end to one’s desires and ambitions, everyone has them! When we think of investments we all want to invest in those things which will give us good returns or dividends and at the same time are risk-free. One option that matches this criterion is real estate; if you invest right then you can be assured of lucrative returns.

Debunking Common Home Loan Myths

Debunking Common Home Loan Myths

However with the ever-increasing price graph it is not advisable to buy a home from your savings only—so the second best option is to get a home loan. But at the same time you need to be wary of Home Loan schemes as they come with their own terms and conditions. You must be well aware of all the small clauses or you could end up paying more than you bargained for. [Read more…]

Branded Hostels: A Growing Trend in Indian Cities

Branded hostels until some time ago were an untapped segment of the Indian real estate market but with the recent branded hostels phenomenon, they have grown into ‘A home away from home’ for their users. This sector was a neglected asset class earlier but now with students and working professionals looking for an interim accommodation where they can avail all modern facilities, the segment has rose to demand. Many developers these days are coming up with hostels which give you excellent facilities and amenities.

Branded Hostels: A Growing Trend in Indian Cities

Branded Hostels: A Growing Trend in Indian Cities

Students and professionals have for long adjusted with mediocre rented accommodations or paying guests PG accommodation pads. In these facilities, the security is usually not up to the mark and only bare minimum facilities are available for the users. Some students live in hostels provided by the educational institutes where in the name of facilities you have only internet, food and laundry. [Read more…]

Teach Your Kids the Art of Decluttering

Are you fed up tripping over building blocks, play things, toy dolls and cars or picking up clothes, books and accessories strewn all over the room? Well you are not the only parent in the world who is tired of their messy kids. However, instead of scolding the kids or bickering about them with other parents, you can try teaching them the art of decluttering.

Teach Your Kids the Art of Decluttering

Teach Your Kids the Art of Decluttering

You can definitely infuse some semblance in your kid’s life by teaching them how to declutter their surroundings as they should know each thing’s rightful place. It is also important for the kids to know and realize that certain things come into your home while certain things go out of our home and that this is a natural process. [Read more…]

How to Add the Steel Sizzle in your Kitchen?

Stainless Steel is a versatile metal and has made a great comeback into kitchen décor. A gorgeous kitchen that combines timeless design with contemporary trends, expressing your culinary genius with a metallic sizzle is what the Steel décor brings in. Stainless Steel counters and worktops are fast making a comeback in modern kitchens since they are easy on the eye with great functionality and easy maintenance.

How to Add the Steel Sizzle in your Kitchen?

How to Add the Steel Sizzle in your Kitchen?

Design pursuits use Stainless Steel in backsplashes, cabinets, worktops and more. Moreover, you can blend it with wood or other metals too. It checks the right boxes for transforming your kitchen into something attractive while being functional at the same time. You can utilize the Steel Décor in your kitchen in the following ways- [Read more…]

Summer Decor: Welcome the Season with a Fresh Decor

On the brink of one season’s end and at the beginning of a new season, there is something which tells you to start afresh. Swap the old with the new and let your winter blues fade away, so you allow the warmth and freshness of summer come in. At last, summer has arrived in its full glory and warmth, so welcome it by giving your home a new summer décor. Not only can you spend time outside enjoying nature in the summers but also bring the outdoors in and relax back enjoying the glorious sights,sounds and fragrance of the season.

Summer Decor: Welcome the Season with a Fresh Decor

Summer Decor: Welcome the Season with a Fresh Decor

So how do we transition our home décor as we move from the short, cold, dull days to warm, fun-filled summer days- You bring summer to your spaces and all the wellness emotions that characterize summer days! Spring is here and if you haven’t swapped the heavy curtains with airy curtains and heavy tapestry with light ones then it is time for you to get a seasonal décor. The key is to get a few items which adapt to the seasonal décor, like slip covers which make great upholstery and a floral table-cloth which brings a breath of fresh air to the ambience. Some of the ideas below help give your home a fresh summer décor: [Read more…]

Summer Decor: Choose the Right Curtains for Your Home

‘Curtains can be your style statement’, how true these words are as curtains can help you make a room. Any interior designer will tell you that, if chosen correctly, window treatments or curtains for a door can change the ambience of a room.

Summer Decor: Choose the Right Curtains for Your Home

Summer Decor: Choose the Right Curtains for Your Home

When it comes to choosing curtains you have to consider its fabric, color, length and lining and whether the curtain is custom-made or off-the-shelf etc. Such various aspects for choosing curtains can surely make your head spin! However a few tips some of which are listed below can help you choose perfect curtains for your home and put those curtains to smart use. So let’s see what aspects to consider when choosing curtains: [Read more…]

The 5 Most Popular Kitchen Layouts Around the World

If you can’t find your dream kitchen, read about some popular kitchen layouts below and get ideas on how to modify your existing kitchen floor plans to create the one you want with all the essentials for prepping, cooking and cleaning. Kitchen designs vary from country to country; whether you are a gourmet chef or a simple housewife, your kitchen is your own domain where you spend a considerable amount of time.

Some of the world’s best interior designers have come up with breathtaking and fabulous kitchen layouts—it could be a French kitchen on the Rivera, a rustic Tuscan kitchen or a Mediterranean kitchen with its exotic appeal. The kitchen really is the heart and center of any home and is one room that should get a lot of attention when it comes to designs and product choices.

The 5 Most Popular Kitchen Layouts Around the World

The 5 Most Popular Kitchen Layouts Around the World

Your kitchen ‘core’ is said to consist of three distinct areas i.e. storage, cooking and leaning/preparation. As kitchen floor plans can take on endless variations, here are some popular layouts picked from different designers from all around the world. [Read more…]